Business and personal finances often overlap. Cash flow, taxes, employee benefits, retirement savings, and ownership transitions can all affect the decisions a business owner makes at home and at work.
I’m David Davis, CRC®, AIF®, a Jackson-area financial advisor affiliated with Full Circle Financial Planning, a Lansing-based firm. I work with business owners across Michigan to organize financial priorities and coordinate planning questions with their other professional advisors when appropriate.
Planning topics for business owners
Balancing business reinvestment with personal financial goals
Retirement-plan options and contribution strategies
Cash reserves and irregular income
Employee benefits and retention considerations
Insurance needs related to the owner or key employees
Preparing for succession, sale, or another ownership transition
Connecting the parts
Financial planning can help clarify which decisions belong inside the business, which belong in your personal plan, and where tax or legal guidance may be needed. My role is to help frame the questions, explain the tradeoffs, and keep the different parts of the plan connected.
If you would like to discuss your business and personal planning priorities, schedule an introductory conversation or send me a message.
