Category: Uncategorized
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Top 5 Mistakes Families Make With Retirement Savings
Planning for retirement can feel overwhelming, especially when you’re juggling careers, raising kids, and managing everyday expenses. But avoiding common mistakes can make a meaningful difference in how far your retirement dollars go. Below are five pitfalls families often face—and steps you can take to help avoid them. ⸻ 1. Starting Too Late Many families…
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Back-to-School: How to Teach Your Kids About Money This Year
The start of a new school year brings fresh opportunities — not just for your kids’ academics, but also for life skills that will serve them for decades to come. One of the most valuable lessons you can give them doesn’t come from a textbook: understanding how to manage money. Talking about money early helps…
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5 Overlooked Money Moves Every Family Should Consider Before Year-End
For many families, the last few months of the year can be a blur of school events, holiday planning, and wrapping up work projects. But before the calendar flips to January, it’s worth taking a moment to look at your finances. Small steps now can make a big difference for your taxes, retirement savings, and…
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Market Update: July 15 – August 11, 2025
Markets remained remarkably calm over the past few weeks, even as inflation edged higher and central banks showed growing internal debates. The S&P 500 and Nasdaq continued their climb, with the Nasdaq hitting multiple record highs driven by renewed strength in the tech sector, especially chipmakers like Nvidia. In fact, by late July, the S&P 500 had…
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Market Update: July 2 – July 14, 2025
Between July 2 and July 14, markets navigated strong corporate results and a flurry of new tariff announcements, exhibiting surprising resilience amid policy shifts. It started on July 2 with optimism: the S&P 500 and Nasdaq hit fresh all-time highs, buoyed by a new trade deal with Vietnam and further gains in tech stocks like Tesla…
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Market Update: June 8 – July 1, 2025
In the final weeks of June, U.S. stock markets showed surprising strength, overcoming renewed trade tensions and geopolitical jitters. The S&P 500 ETF hovered near record highs around $617, rebounding from earlier dips despite worries over tariffs and global conflicts. A major catalyst was the partial trade accord reached in late June between the U.S.…
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Weekly Market Update: May 20 – June 8, 2025
Over the past three weeks, markets have navigated a mix of shifting trade dynamics, economic signals, and returning volatility—yet overall, equities held their ground while bonds, commodities, and currencies reflected a cautiously optimistic backdrop. Stock markets showed resilience. The S&P 500 ETF (SPY) recently hit $601, hovering near record highs, even as trade-related headlines caused…
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What Should Families Prioritize First: Paying Off Debt, Saving for College, or Retirement?
When you’re raising a family and juggling bills, it’s common to feel pulled in a hundred financial directions. Should you pay off debt first? Start putting money away for your kids’ college? Focus on retirement savings while there’s still time? There’s no one-size-fits-all answer—but understanding the impact of each choice can help you make smarter,…
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What Rising Tariffs Could Mean for the Average American: Pros, Cons, and Financial Impacts
As headlines fill with news of rising tariffs on imported goods—particularly from China and other major trading partners—many Americans are left wondering: What does this mean for me and my wallet? Tariffs may sound like a foreign policy tool, but they often create ripple effects that impact everyday life, from grocery bills to retirement portfolios.…
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The Strategy of Delayed Roth Conversions: Should You Invest in Pre-Tax Accounts Now and Convert Later?
Many Americans face a critical question as they plan for retirement: Should I pay taxes on my retirement savings now or later? One common strategy involves investing solely in pre-tax accounts during your working years—such as a traditional IRA or 401(k)—and then converting those funds to a Roth IRA in retirement, when your income may…
